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The Ultimate Truth about Housing Affordability The Ultimate Truth about Housing Affordability Posted by Jasmine Bega on Thursday, May 30, 2019 at 4:57 PM By Jasmine Bega / May 30, 2019 Comment There have been many headlines decrying an "affordability crisis" in the residential real estate market.

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Mortgage Rates Stay Flat, But Risks Will Increase From Here Before the U.S. election, 30-year fixed mortgage rates hovered around 3.50%. After the election, mortgage rates increased to 4.30%; since then, mortgage rates have settled into that range. That said, interest rates are still near their lowest level in years and a far cry lower than the 18% range of the early ’80s.