2 Myths Holding Back Home Buyers

2 Myths Holding Back Home buyers. 0. posted by Monica Foster On June 10, Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

2 Myths Holding Back Home Buyers BCT-The Community’s Bank Appoints Lance Nobles, CCIM as Senior Vice President to Serve Loudoun County and Northern Virginia Potomac Bancshares Inc. The company also offers deposit products to the same primary market areas as loans such as non-interest-bearing and interest bearing checking accounts, savings accounts, and certificates of deposit in various terms. Potomac Bancshares was founded on February 20, 1871 and is headquartered in Charles Town, WV.Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a [.] 2 Myths Holding Back Home Buyers

2 Myths Holding Back home buyers freddie mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.

San Diego Real Estate: 2 Myths That Are Holding Back Homebuyers 4. I should put off my life goals until I can afford them (having kids, going back to school, etc.). This really depends on your personal financial situation. For example, "If you’re having trouble.

2 Myths Holding Back Home Buyers. Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment,

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If you want to buy a home, but don’t think you’ll be able to, you may find that some of the excuses holding you back are just that. Even better, Veterans and buyers of certain rural homes can.

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But for everything we believe we know about the industry, there are a number of myths that circulate about how real estate actually works. Buying into those can hurt your chances of buying or selling.

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