Best Mortgage & Refinancing Rates in Maryland | Good Financial Cents®

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It's accurate to the best of our knowledge when it's posted.. When does it make sense to refinance?. If mortgage rates fall, you may be able to save by securing a lower interest rate than you have on your existing loan, But in reality, each borrower's financial goals and needs are different, Fung says.

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What are some good reasons to refinance your mortgage?. of their career, a 30- year mortgage may have made the most financial sense.. Switching to a fixed- rate loan with reliable and stable monthly payments can give. Depending on your goals and financial situation, refinancing may not always be your best option .

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