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Mortgage Rates Mostly Hold Near Lows, But Things Could Change Tomorrow Then it started hiking in increments of .25 percent, and have done so four times: December 2015, December 2016, March 2017, and June 2017. Even though the fed funds rate has now risen to 1.25 percent, traditional mortgage rates haven’t risen much – and, in fact, are near 2017 lows as summer kicks off.
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